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	<title>Comments on: Closing Bank of America for Business</title>
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	<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/</link>
	<description>The Understory is the official blog of Rainforest Action Network.</description>
	<lastBuildDate>Sat, 21 Nov 2009 01:33:44 -0800</lastBuildDate>
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		<title>By: Craig</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-384183</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Sat, 14 Nov 2009 01:33:43 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-384183</guid>
		<description>Think of all the gas wasted making another trip to the bank by all those people. Very counter productive. But if you were intelligent enough to think this through you might have done something helpful with your time.</description>
		<content:encoded><![CDATA[<p>Think of all the gas wasted making another trip to the bank by all those people. Very counter productive. But if you were intelligent enough to think this through you might have done something helpful with your time.</p>
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		<title>By: Willy</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-384055</link>
		<dc:creator>Willy</dc:creator>
		<pubDate>Fri, 13 Nov 2009 05:41:35 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-384055</guid>
		<description>Kindly take your self-righteousness elsewhere and stop acting like you&#039;re better than everyone else.</description>
		<content:encoded><![CDATA[<p>Kindly take your self-righteousness elsewhere and stop acting like you&#8217;re better than everyone else.</p>
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		<title>By: anon</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-383998</link>
		<dc:creator>anon</dc:creator>
		<pubDate>Thu, 12 Nov 2009 22:58:18 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-383998</guid>
		<description>...aaaand today the dirtymoney.org site is down. Coincidence?</description>
		<content:encoded><![CDATA[<p>&#8230;aaaand today the dirtymoney.org site is down. Coincidence?</p>
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		<title>By: Matt</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-383947</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Thu, 12 Nov 2009 19:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-383947</guid>
		<description>Hey guys.. I&#039;m sure it gives you a warm fuzzy and all to feel like you have control over something in a world where we often do not have alot of control in our lives. But the fact is all you are doing is making things worse for your peers. 

The people in BoA that supposedly fund the organizations you don&#039;t like, etc... Well I&#039;ll share a secret with you - they don&#039;t use the ATM to withdraw cash for such things, and if they do actually need large sums of cash, they&#039;ll pretty much ignore closed signs anyways. 

Also, something to note.. banks make MORE money when people cannot withdraw their cash.

So next time you think you are making a difference, think about WHO you are affecting. Want to change BoA? You need to lobby your local politician, and take the cheesy tactics to the places that will actually affect the higher ups in some significant way.</description>
		<content:encoded><![CDATA[<p>Hey guys.. I&#8217;m sure it gives you a warm fuzzy and all to feel like you have control over something in a world where we often do not have alot of control in our lives. But the fact is all you are doing is making things worse for your peers. </p>
<p>The people in BoA that supposedly fund the organizations you don&#8217;t like, etc&#8230; Well I&#8217;ll share a secret with you &#8211; they don&#8217;t use the ATM to withdraw cash for such things, and if they do actually need large sums of cash, they&#8217;ll pretty much ignore closed signs anyways. </p>
<p>Also, something to note.. banks make MORE money when people cannot withdraw their cash.</p>
<p>So next time you think you are making a difference, think about WHO you are affecting. Want to change BoA? You need to lobby your local politician, and take the cheesy tactics to the places that will actually affect the higher ups in some significant way.</p>
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		<title>By: kmess</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-378574</link>
		<dc:creator>kmess</dc:creator>
		<pubDate>Mon, 12 Oct 2009 21:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-378574</guid>
		<description>These people are fools who have nothing better to do.  You are disrupting people&#039;s lives.  People with jobs need their money to be an active part of society.  Maybe you imbeciles should join them.</description>
		<content:encoded><![CDATA[<p>These people are fools who have nothing better to do.  You are disrupting people&#8217;s lives.  People with jobs need their money to be an active part of society.  Maybe you imbeciles should join them.</p>
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		<title>By: ActivistAnnie</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-378566</link>
		<dc:creator>ActivistAnnie</dc:creator>
		<pubDate>Mon, 12 Oct 2009 21:17:25 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-378566</guid>
		<description>This is pretty brilliant. We did something similar when we bum-rushed Chase banks. We got a whole lot of people together to stand in the lobby of the corporate banking center for Chase. And by &quot;a whole lot&quot;, I mean enough to crowd the lobby and have every person in there standing shoulder to shoulder. It stopped business for a whole day. It was pretty neat. We&#039;ve also taped up banks before, you know, with caution tape.

Anyway, I have never had a bank account, and I will never use banks. I pay for everything in cash. I do not have a credit card and I take my paychecks and cash them at a liquor store. I work for a small business with no intention of incorporating.

Corporations destroy America.</description>
		<content:encoded><![CDATA[<p>This is pretty brilliant. We did something similar when we bum-rushed Chase banks. We got a whole lot of people together to stand in the lobby of the corporate banking center for Chase. And by &#8220;a whole lot&#8221;, I mean enough to crowd the lobby and have every person in there standing shoulder to shoulder. It stopped business for a whole day. It was pretty neat. We&#8217;ve also taped up banks before, you know, with caution tape.</p>
<p>Anyway, I have never had a bank account, and I will never use banks. I pay for everything in cash. I do not have a credit card and I take my paychecks and cash them at a liquor store. I work for a small business with no intention of incorporating.</p>
<p>Corporations destroy America.</p>
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		<title>By: tshirtWHITESTRIPES</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-375980</link>
		<dc:creator>tshirtWHITESTRIPES</dc:creator>
		<pubDate>Mon, 28 Sep 2009 11:27:56 +0000</pubDate>
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		<description>Hi, this post is very inspiring and it enriches my idea about this topic.</description>
		<content:encoded><![CDATA[<p>Hi, this post is very inspiring and it enriches my idea about this topic.</p>
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		<title>By: bebookieagent</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-374865</link>
		<dc:creator>bebookieagent</dc:creator>
		<pubDate>Tue, 22 Sep 2009 06:46:05 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-374865</guid>
		<description>Great! I want to write blogs in this way for a long time, could I join you?</description>
		<content:encoded><![CDATA[<p>Great! I want to write blogs in this way for a long time, could I join you?</p>
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		<title>By: M</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-316669</link>
		<dc:creator>M</dc:creator>
		<pubDate>Thu, 19 Mar 2009 19:38:52 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-316669</guid>
		<description>Lara and Jeff,

You completely missed Kamie&#039;s point. She wasn&#039;t complaining about the fee and she DOES take responsibility for her bank accounts. She didn&#039;t say the overdraft was B of A&#039;s fault. She complained because a credit card was fraudulantly opened in her name. She only saw the offer for the card. She never requested the card. 
If you give her the benefit of the doubt you can assume that she didn&#039;t get any direct notice of the card. It&#039;s also reasonable to imagine her overlooking notices recieved for a card that she never opened and had NO IDEA was opened in her name WITHOUT HER PERMISSION. 
Because of the size of the company and the number of customers and transactions handled daily, it&#039;s easy for large corporations to make huge mistakes. It&#039;s the customer service that refused to assist her that is reproachable. 

Anyone who&#039;s ever had to clean up a credit record knows how morally unscrupulous large (and small) banking and credit corporations can be. 


I don&#039;t think the actions were criminal. Questionable, sure. But they didn&#039;t ACTUALLY shut down the machine. The doors weren&#039;t blocked, locked or barred. It&#039;s mischevious. It&#039;s not criminal. 
Every act of protest causes an inconvenience. That&#039;s the point. Make an interruption for an IMPORTANT CAUSE with wide-spread SOCIETAL CONSEQUENCES in order to spread awareness and concern.


Your defense of the corporations is laughable. I agree that it&#039;s excessive to blame all of our personal and societal issues on the &quot;evil&quot; large corporations but it&#039;s equally indefensible to excuse them entirely of responsibility.

You simply assume that the corporation is not at all to blame for Kamie&#039;s situation. You assume that it&#039;s her own &quot;stupid&quot; fault. You assume a lot of things about her in order to make your response. 

Behind every comment on the internet is a thinking feeling human being. A person who has REASONs for their choices. A person who has VALUES whether or not they are the same as yours. Too often do I see people assume that others are irresponsible, unthinking, inexcusable beasts that deserve whatever situation they face. 
Imagine Kamie is a friend of yours. A relative. How would you respond to her story then? 

We&#039;re all neighbors.</description>
		<content:encoded><![CDATA[<p>Lara and Jeff,</p>
<p>You completely missed Kamie&#8217;s point. She wasn&#8217;t complaining about the fee and she DOES take responsibility for her bank accounts. She didn&#8217;t say the overdraft was B of A&#8217;s fault. She complained because a credit card was fraudulantly opened in her name. She only saw the offer for the card. She never requested the card.<br />
If you give her the benefit of the doubt you can assume that she didn&#8217;t get any direct notice of the card. It&#8217;s also reasonable to imagine her overlooking notices recieved for a card that she never opened and had NO IDEA was opened in her name WITHOUT HER PERMISSION.<br />
Because of the size of the company and the number of customers and transactions handled daily, it&#8217;s easy for large corporations to make huge mistakes. It&#8217;s the customer service that refused to assist her that is reproachable. </p>
<p>Anyone who&#8217;s ever had to clean up a credit record knows how morally unscrupulous large (and small) banking and credit corporations can be. </p>
<p>I don&#8217;t think the actions were criminal. Questionable, sure. But they didn&#8217;t ACTUALLY shut down the machine. The doors weren&#8217;t blocked, locked or barred. It&#8217;s mischevious. It&#8217;s not criminal.<br />
Every act of protest causes an inconvenience. That&#8217;s the point. Make an interruption for an IMPORTANT CAUSE with wide-spread SOCIETAL CONSEQUENCES in order to spread awareness and concern.</p>
<p>Your defense of the corporations is laughable. I agree that it&#8217;s excessive to blame all of our personal and societal issues on the &#8220;evil&#8221; large corporations but it&#8217;s equally indefensible to excuse them entirely of responsibility.</p>
<p>You simply assume that the corporation is not at all to blame for Kamie&#8217;s situation. You assume that it&#8217;s her own &#8220;stupid&#8221; fault. You assume a lot of things about her in order to make your response. </p>
<p>Behind every comment on the internet is a thinking feeling human being. A person who has REASONs for their choices. A person who has VALUES whether or not they are the same as yours. Too often do I see people assume that others are irresponsible, unthinking, inexcusable beasts that deserve whatever situation they face.<br />
Imagine Kamie is a friend of yours. A relative. How would you respond to her story then? </p>
<p>We&#8217;re all neighbors.</p>
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		<title>By: Lara</title>
		<link>http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/comment-page-1/#comment-297795</link>
		<dc:creator>Lara</dc:creator>
		<pubDate>Thu, 12 Feb 2009 23:07:14 +0000</pubDate>
		<guid isPermaLink="false">http://understory.ran.org/2007/10/27/closing-bank-of-america-for-business/#comment-297795</guid>
		<description>HMMM...you talk about Bank of America funding criminal corporations. Well, there are other banks involved as well. Why single out one bank when there was CitiBank, Chase, Wells Fargo, and PNC Bank.  But no, because bank of america is a large corporation that works as other bank do, you want to put them down.  

For those who feel that Bank of America is preying on students or even taking money from you.  Uhm, the information is in writing to you.  When you have an account and YOU spend more than what is in there, there is a FEE.  Now, for those who didn&#039;t know that, now you do.  Why do people want to blame banks for those fees. Banks are a for profit business.
 
When will people understand how to take there own stand on their OWN mistakes.  Come on, common sense people. If you are late, there is a LATE FEE.  If YOU overdraw, there is an overdraft FEE.  Take responsibility.  If people really want to be able to avoid these fees, then balance your checkbook! Spend what you actually have. 

So you want to stop people from using the ATM Machines. Well how low is that.  Let&#039;s see, how the hell would you feel that you couldn&#039;t get your money out. And for you to actually do it, you have to go to another bank to find out that you have to pay $2 to withdraw from that ATM.  So lets see, so if those people who couldn&#039;t use those atm machines that day and had to pay $2 fees to use another machine. Then you guys should be responsible in paying those fees and any other fees that were associated with that.  Wow, that would be a lot of money for you guys to pay out.  And lets see, there are cameras at the atm machines, so if the pictures are there of those who put up the signs, then too bad for them.  GOTCHA!</description>
		<content:encoded><![CDATA[<p>HMMM&#8230;you talk about Bank of America funding criminal corporations. Well, there are other banks involved as well. Why single out one bank when there was CitiBank, Chase, Wells Fargo, and PNC Bank.  But no, because bank of america is a large corporation that works as other bank do, you want to put them down.  </p>
<p>For those who feel that Bank of America is preying on students or even taking money from you.  Uhm, the information is in writing to you.  When you have an account and YOU spend more than what is in there, there is a FEE.  Now, for those who didn&#8217;t know that, now you do.  Why do people want to blame banks for those fees. Banks are a for profit business.</p>
<p>When will people understand how to take there own stand on their OWN mistakes.  Come on, common sense people. If you are late, there is a LATE FEE.  If YOU overdraw, there is an overdraft FEE.  Take responsibility.  If people really want to be able to avoid these fees, then balance your checkbook! Spend what you actually have. </p>
<p>So you want to stop people from using the ATM Machines. Well how low is that.  Let&#8217;s see, how the hell would you feel that you couldn&#8217;t get your money out. And for you to actually do it, you have to go to another bank to find out that you have to pay $2 to withdraw from that ATM.  So lets see, so if those people who couldn&#8217;t use those atm machines that day and had to pay $2 fees to use another machine. Then you guys should be responsible in paying those fees and any other fees that were associated with that.  Wow, that would be a lot of money for you guys to pay out.  And lets see, there are cameras at the atm machines, so if the pictures are there of those who put up the signs, then too bad for them.  GOTCHA!</p>
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